First, way back in the day National City pissed me off, so I hate them. Second, Bank of America straight up sucks. I made a payment to my credit card ( their credit card! ) and they lost the payment. So I tried solving it online and it got me nowhere, afterwords I went up to the local Bank Of America branch. The lady started off on the wrong foot, first thing she said to me was 'you could have done this at home', which I took as 'Dumb white kid, you're wasting my time, go home and have someone e...